Motor Vehicle and Equipment Finance

Your Partner in Equipment Finance

The expert team at Addisons makes organising equipment finance easy & fast while ensuring we are sourcing the most competitive terms for any asset you are purchasing.

Whether your business requires a loan for the latest technology, specialised manufacturing equipment, transport, construction, earth moving, agricultural, telecommunications and alike – We will get it done for you!

Our in depth industry knowledge is matched by our superior service, professional expertise and ongoing support. We provide you with confidence and peace of mind.

The main benefit of partnering with Addisons is that we have access to over 10 specialist lenders.

Why Choose Us

• Extensive industry experience
• Personalised & efficient service
• Flexible financing
• Peace of mind

Advantages of Partnering with Addisons

An advantage of having access to such a broad range of lenders is the ability to secure finance for various client circumstances, such as:

• No Financials
• Credit impaired
• No GST registration
• Start up businesses (running for less than 2 years)

Asset Classes

An additional advantage of having access to such a broad range of lenders is the ability to fund all types of assets, including but not limited to:

• Cars
• Earth Moving Machinery
• Trucks
• Trailers
• Agricultural Machinery
• Office Equipment & Fit Outs
• IT (Computers/Telecommunications)
• Manufacturing & Factory Equipment

Finance Options

Success in business often relies on having the right equipment & team to support you. Our team will discuss the various funding choices available, depending on the nature & usage of the equipment being financed.

Various financing options include:

Lease

The vehicle/equipment is rented or leased for a monthly payment over a period of 2 to 5 years with a residual or lump sum payment at the end of the lease in line with Australian Taxation Office guidelines.

Novated Lease

As part of a salary package arrangement, this is a three way agreement between the employee, the employer and the lender. The employer agrees to make the repayments per the contract while that person remains in their employment. If you leave the company, the vehicle/equipment goes with you.

Commercial Hire Purchase

For business’ or individuals with a car/equipment allowance that want full ownership at the end of the finance period. Repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.

Chattel Mortgage

An alternative option for business’ with immediate ownership with the benefit of claiming back the GST within the BAS period of purchase. Again, repayments can be structured to suit your cash flow with balloon or lump sum payments at the end of the term.

Consumer Loan

For individuals where the vehicle is primarily for personal or domestic use. The full amount of purchase can be financed with a lump sum or balloon payment at the end of the term to assist in keeping the repayments within your budget with an option of making additional repayments to reduce the interest payable.

Download Brochure

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